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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,571 | $112,933+39.5% | $90,970+73.2% | $158,982-0.9% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 17.29% | 215.82%-198.5pp | 134.60%-117.3pp | 302.99%-285.7pp |
| Employer contribution / active EE | $5,869 | $2,893+102.8% | $2,122+176.6% | $4,763+23.2% |
| Participant deferral / active EE | $5,205 | $4,128+26.1% | $3,373+54.3% | $5,983-13.0% |
| Admin fee / account holder | $350 | $8,047-95.7% | $5,961-94.1% | $11,252-96.9% |