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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,961 | $95,9790% | $74,551+28.7% | $135,380-29.1% |
| Participation rate | 94.4% | 75.7%+18.8pp | 69.1%+25.3pp | 82.6%+11.8pp |
| Annual return | -3.64% | 56.97%-60.6pp | 32.53%-36.2pp | 519.81%-523.4pp |
| Employer contribution / active EE | $5,231 | $2,716+92.6% | $1,961+166.7% | $4,779+9.5% |
| Participant deferral / active EE | $4,382 | $3,844+14.0% | $3,108+41.0% | $5,609-21.9% |
| Admin fee / account holder | $335 | $6,522-94.9% | $5,059-93.4% | $10,828-96.9% |