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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,377 | $175,259-49.0% | $149,723-40.3% | $139,487-35.9% |
| Participation rate | 95.7% | 83.4%+12.3pp | 78.8%+16.9pp | 80.3%+15.3pp |
| Annual return | 21.03% | 166.82%-145.8pp | 134.50%-113.5pp | 373.84%-352.8pp |
| Employer contribution / active EE | $3,782 | $5,478-31.0% | $4,821-21.6% | $4,755-20.5% |
| Participant deferral / active EE | $7,111 | $6,522+9.0% | $5,682+25.1% | $6,713+5.9% |
| Admin fee / account holder | $476 | $16,158-97.1% | $13,215-96.4% | $11,407-95.8% |