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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,181 | $202,342-73.7% | $172,753-69.2% | $152,909-65.2% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 26.03% | 1029.88%-1003.8pp | 803.00%-777.0pp | 345.46%-319.4pp |
| Employer contribution / active EE | $3,055 | $5,857-47.8% | $5,144-40.6% | $4,764-35.9% |
| Participant deferral / active EE | $4,979 | $5,948-16.3% | $5,198-4.2% | $5,851-14.9% |
| Admin fee / account holder | $1,814 | $17,112-89.4% | $13,956-87.0% | $11,601-84.4% |