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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,483 | $73,839-4.5% | $143,788-51.0% | $68,495+2.9% |
| Participation rate | 94.8% | 66.7%+28.1pp | 80.3%+14.5pp | 67.9%+26.9pp |
| Annual return | -16.85% | 1.01%-17.9pp | -0.03%-16.8pp | -7.84%-9.0pp |
| Employer contribution / active EE | $2,950 | $3,184-7.4% | $4,952-40.4% | $2,596+13.6% |
| Participant deferral / active EE | $5,519 | $3,384+63.1% | $5,638-2.1% | $4,028+37.0% |
| Admin fee / account holder | $4,676 | $5,755-18.7% | $14,675-68.1% | $5,403-13.5% |