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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,745 | $81,358-86.8% | $155,556-93.1% | $80,959-86.7% |
| Participation rate | 96.3% | 66.3%+30.0pp | 78.2%+18.1pp | 67.7%+28.6pp |
| Annual return | 14.19% | 33.39%-19.2pp | 64.84%-50.6pp | 35.67%-21.5pp |
| Employer contribution / active EE | $2,066 | $3,106-33.5% | $4,675-55.8% | $2,757-25.1% |
| Participant deferral / active EE | $1,479 | $3,455-57.2% | $5,631-73.7% | $4,300-65.6% |
| Admin fee / account holder | $2,244 | $7,994-71.9% | $15,885-85.9% | $6,925-67.6% |