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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,745 | $81,233-86.8% | $155,567-93.1% | $80,874-86.7% |
| Participation rate | 96.3% | 66.2%+30.1pp | 78.2%+18.1pp | 67.6%+28.6pp |
| Annual return | 14.19% | 33.33%-19.1pp | 64.74%-50.5pp | 35.62%-21.4pp |
| Employer contribution / active EE | $2,066 | $3,101-33.4% | $4,674-55.8% | $2,756-25.0% |
| Participant deferral / active EE | $1,479 | $3,452-57.1% | $5,628-73.7% | $4,297-65.6% |
| Admin fee / account holder | $2,244 | $7,998-71.9% | $15,916-85.9% | $6,935-67.6% |