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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,396 | $76,407+260.4% | $150,298+83.2% | $82,448+234.0% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 13.42% | 39.99%-26.6pp | 62.79%-49.4pp | 41.64%-28.2pp |
| Employer contribution / active EE | $7,262 | $2,614+177.8% | $4,154+74.8% | $2,551+184.7% |
| Participant deferral / active EE | $6,130 | $3,214+90.7% | $5,453+12.4% | $4,139+48.1% |
| Admin fee / account holder | $14,032 | $6,352+120.9% | $14,116-0.6% | $7,234+94.0% |