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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,629 | $153,769-87.2% | $133,975-85.3% | $273,972-92.8% |
| Participation rate | 80.0% | 88.4%-8.4pp | 87.1%-7.1pp | 83.0%-3.0pp |
| Annual return | 16.21% | 36.51%-20.3pp | 29.29%-13.1pp | 41.46%-25.2pp |
| Employer contribution / active EE | $1,607 | $6,029-73.3% | $5,211-69.2% | $4,869-67.0% |
| Participant deferral / active EE | $9,270 | $6,958+33.2% | $6,282+47.6% | $5,287+75.3% |
| Admin fee / account holder | $1,347 | $11,765-88.5% | $9,324-85.6% | $10,133-86.7% |