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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,644 | $73,863-4.4% | $143,797-50.9% | $68,490+3.1% |
| Participation rate | 90.9% | 66.7%+24.2pp | 80.3%+10.6pp | 67.9%+23.0pp |
| Annual return | -19.59% | 0.91%-20.5pp | -0.04%-19.5pp | -7.85%-11.7pp |
| Employer contribution / active EE | $7,114 | $3,185+123.4% | $4,952+43.6% | $2,597+174.0% |
| Participant deferral / active EE | $7,842 | $3,385+131.7% | $5,638+39.1% | $4,028+94.7% |
| Admin fee / account holder | $1,392 | $5,756-75.8% | $14,679-90.5% | $5,403-74.2% |