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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,487 | $75,962-21.7% | $154,108-61.4% | $64,173-7.3% |
| Participation rate | 84.6% | 70.4%+14.2pp | 83.0%+1.6pp | 69.6%+15.0pp |
| Annual return | -9.40% | 30.32%-39.7pp | 735.21%-744.6pp | 7.63%-17.0pp |
| Employer contribution / active EE | $5,163 | $3,350+54.1% | $5,298-2.5% | $2,381+116.9% |
| Participant deferral / active EE | $5,460 | $3,175+72.0% | $5,081+7.5% | $3,470+57.4% |
| Admin fee / account holder | $3,507 | $5,589-37.3% | $13,411-73.9% | $4,887-28.2% |