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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $377,165 | $157,304+139.8% | $141,197+167.1% | $152,909+146.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 19.70% | 64.34%-44.6pp | 71.41%-51.7pp | 345.46%-325.8pp |
| Employer contribution / active EE | $12,816 | $5,263+143.5% | $4,736+170.6% | $4,764+169.0% |
| Participant deferral / active EE | $19,463 | $7,111+173.7% | $6,710+190.0% | $5,851+232.6% |
| Admin fee / account holder | $7,633 | $12,126-37.1% | $10,265-25.6% | $11,601-34.2% |