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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,171 | $138,076+103.6% | $123,553+127.6% | $135,380+107.7% |
| Participation rate | 94.1% | 84.7%+9.4pp | 82.3%+11.8pp | 82.6%+11.5pp |
| Annual return | -0.25% | 153.70%-154.0pp | 119.21%-119.5pp | 519.81%-520.1pp |
| Employer contribution / active EE | $12,390 | $5,152+140.5% | $4,628+167.7% | $4,779+159.3% |
| Participant deferral / active EE | $2,118 | $6,800-68.9% | $6,426-67.0% | $5,609-62.2% |
| Admin fee / account holder | $104,234 | $10,917+854.8% | $9,284+1022.7% | $10,828+862.6% |