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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,800 | $97,751+235.3% | $103,447+216.9% | $145,877+124.7% |
| Participation rate | 94.1% | 81.1%+13.0pp | 80.5%+13.6pp | 80.3%+13.8pp |
| Annual return | 13.95% | 25.43%-11.5pp | 23.92%-10.0pp | 551.28%-537.3pp |
| Employer contribution / active EE | $6,403 | $4,684+36.7% | $4,678+36.9% | $4,663+37.3% |
| Participant deferral / active EE | $16,504 | $6,603+149.9% | $6,624+149.2% | $6,691+146.7% |
| Admin fee / account holder | $58,693 | $12,515+369.0% | $9,415+523.4% | $13,402+337.9% |