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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,873 | $102,828+193.6% | $105,387+186.4% | $152,897+97.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 22.65% | 20.85%+1.8pp | 26.82%-4.2pp | 345.43%-322.8pp |
| Employer contribution / active EE | $15,400 | $4,473+244.3% | $4,213+265.5% | $4,764+223.3% |
| Participant deferral / active EE | $11,923 | $5,465+118.2% | $5,502+116.7% | $5,851+103.8% |
| Admin fee / account holder | $1,343 | $8,683-84.5% | $6,559-79.5% | $11,599-88.4% |