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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,354 | $106,864-22.9% | $147,318-44.1% | $82,637-0.3% |
| Participation rate | 55.2% | 75.5%-20.3pp | 82.1%-26.9pp | 68.1%-12.9pp |
| Annual return | 24.22% | 27.49%-3.3pp | 70.43%-46.2pp | 53.51%-29.3pp |
| Employer contribution / active EE | $3,307 | $3,417-3.2% | $4,593-28.0% | $2,552+29.6% |
| Participant deferral / active EE | $5,067 | $6,496-22.0% | $7,906-35.9% | $4,126+22.8% |
| Admin fee / account holder | $718 | $8,415-91.5% | $13,708-94.8% | $7,339-90.2% |