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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,492 | $124,346-23.2% | $111,308-14.2% | $167,536-43.0% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 6.19% | 37.45%-31.3pp | 54.67%-48.5pp | 478.82%-472.6pp |
| Employer contribution / active EE | $7,272 | $3,437+111.6% | $2,732+166.2% | $4,839+50.3% |
| Participant deferral / active EE | $8,475 | $5,182+63.6% | $4,487+88.9% | $6,342+33.6% |
| Admin fee / account holder | $18,462 | $10,621+73.8% | $7,965+131.8% | $12,315+49.9% |