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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,279 | $112,131-29.3% | $95,964-17.4% | $158,982-50.1% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 2.25% | 171.19%-168.9pp | 91.64%-89.4pp | 302.99%-300.7pp |
| Employer contribution / active EE | $5,910 | $3,199+84.7% | $2,541+132.5% | $4,763+24.1% |
| Participant deferral / active EE | $7,452 | $4,784+55.8% | $4,167+78.9% | $5,983+24.5% |
| Admin fee / account holder | $22,673 | $10,136+123.7% | $6,797+233.6% | $11,252+101.5% |