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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,431 | $135,645-63.6% | $110,243-55.2% | $135,380-63.5% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -8.95% | 513.24%-522.2pp | 314.76%-323.7pp | 519.81%-528.8pp |
| Employer contribution / active EE | $2,727 | $4,907-44.4% | $3,827-28.8% | $4,779-42.9% |
| Participant deferral / active EE | $5,531 | $5,507+0.4% | $4,672+18.4% | $5,609-1.4% |
| Admin fee / account holder | $366 | $11,458-96.8% | $8,548-95.7% | $10,828-96.6% |