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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,428 | $49,199-28.0% | $121,210-70.8% | $75,177-52.9% |
| Participation rate | 37.5% | 55.4%-17.9pp | 69.5%-32.0pp | 67.2%-29.7pp |
| Annual return | 15.48% | 56.04%-40.6pp | 987.41%-971.9pp | 160.75%-145.3pp |
| Employer contribution / active EE | $746 | $1,547-51.8% | $4,171-82.1% | $2,671-72.1% |
| Participant deferral / active EE | $904 | $2,630-65.6% | $4,084-77.9% | $4,126-78.1% |
| Admin fee / account holder | $1,971 | $3,946-50.0% | $5,647-65.1% | $5,651-65.1% |