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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,197 | $58,726-43.5% | $142,898-76.8% | $85,851-61.3% |
| Participation rate | 64.1% | 58.5%+5.6pp | 72.0%-7.9pp | 69.3%-5.2pp |
| Annual return | 14.15% | 27.73%-13.6pp | 5639.64%-5625.5pp | 318.63%-304.5pp |
| Employer contribution / active EE | $733 | $1,424-48.5% | $4,146-82.3% | $2,565-71.4% |
| Participant deferral / active EE | $1,197 | $2,609-54.1% | $3,838-68.8% | $3,952-69.7% |
| Admin fee / account holder | $5,630 | $4,234+33.0% | $6,560-14.2% | $6,261-10.1% |