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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $382,461 | $217,432+75.9% | $185,851+105.8% | $167,553+128.3% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 21.70% | 148.43%-126.7pp | 122.11%-100.4pp | 478.89%-457.2pp |
| Employer contribution / active EE | $15,315 | $5,874+160.7% | $5,168+196.3% | $4,840+216.4% |
| Participant deferral / active EE | $11,200 | $6,357+76.2% | $5,569+101.1% | $6,343+76.6% |
| Admin fee / account holder | $22,787 | $19,820+15.0% | $16,245+40.3% | $12,316+85.0% |