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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,383 | $202,342+27.7% | $172,753+49.6% | $152,909+69.0% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 24.58% | 1029.88%-1005.3pp | 803.00%-778.4pp | 345.46%-320.9pp |
| Employer contribution / active EE | $9,191 | $5,857+56.9% | $5,144+78.7% | $4,764+92.9% |
| Participant deferral / active EE | $7,460 | $5,948+25.4% | $5,198+43.5% | $5,851+27.5% |
| Admin fee / account holder | $2,681 | $17,112-84.3% | $13,956-80.8% | $11,601-76.9% |