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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,183 | $129,737-63.6% | $119,126-60.4% | $154,746-69.5% |
| Participation rate | 60.0% | 78.9%-18.9pp | 75.8%-15.8pp | 80.7%-20.7pp |
| Annual return | 18.08% | 379.08%-361.0pp | 282.11%-264.0pp | 172.34%-154.3pp |
| Employer contribution / active EE | $1,745 | $4,375-60.1% | $4,034-56.7% | $4,379-60.2% |
| Participant deferral / active EE | $3,424 | $5,842-41.4% | $5,318-35.6% | $6,730-49.1% |
| Admin fee / account holder | $403 | $11,961-96.6% | $10,693-96.2% | $14,365-97.2% |