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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,746 | $110,337-82.1% | $102,383-80.7% | $145,877-86.5% |
| Participation rate | 60.0% | 77.9%-17.9pp | 74.5%-14.5pp | 80.3%-20.3pp |
| Annual return | 11.80% | 24.83%-13.0pp | 24.94%-13.1pp | 551.28%-539.5pp |
| Employer contribution / active EE | $2,126 | $4,216-49.6% | $3,870-45.1% | $4,663-54.4% |
| Participant deferral / active EE | $3,966 | $5,621-29.4% | $5,060-21.6% | $6,691-40.7% |
| Admin fee / account holder | $130 | $9,750-98.7% | $8,391-98.4% | $13,402-99.0% |