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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 35-0145825 | Recordkeeping | $5,469 |
Filed as: MASS MUTUAL LIFE INS. CO. Service code 15 · EIN 04-1590850 | Recordkeeping | $5 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,956 | $60,795-59.0% | $69,464-64.1% | $65,185-61.7% |
| Participation rate | 55.6% | 74.9%-19.3pp | 74.6%-19.0pp | 70.2%-14.6pp |
| Annual return | 21.68% | 17.46%+4.2pp | 28.98%-7.3pp | 29.38%-7.7pp |
| Employer contribution / active EE | $518 | $2,452-78.9% | $2,779-81.4% | $2,177-76.2% |
| Participant deferral / active EE | $3,458 | $3,162+9.4% | $3,536-2.2% | $3,514-1.6% |
| Admin fee / account holder | $10 | $314-97.0% | $3,840-99.8% | $847-98.9% |