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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,068 | $144,130-62.5% | $117,861-54.1% | $147,586-63.4% |
| Participation rate | 87.5% | 83.4%+4.1pp | 79.7%+7.8pp | 82.8%+4.7pp |
| Annual return | 17.42% | 531.20%-513.8pp | 335.11%-317.7pp | 578.59%-561.2pp |
| Employer contribution / active EE | $1,786 | $4,897-63.5% | $3,786-52.8% | $4,876-63.4% |
| Participant deferral / active EE | $5,598 | $5,316+5.3% | $4,482+24.9% | $5,439+2.9% |
| Admin fee / account holder | $7,835 | $10,887-28.0% | $8,021-2.3% | $10,886-28.0% |