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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,355 | $95,915-91.3% | $79,580-89.5% | $134,532-93.8% |
| Participation rate | 91.7% | 75.0%+16.6pp | 69.5%+22.2pp | 81.2%+10.4pp |
| Annual return | -17.46% | -2.71%-14.7pp | 0.15%-17.6pp | 418.27%-435.7pp |
| Employer contribution / active EE | $1,389 | $3,129-55.6% | $2,413-42.5% | $4,741-70.7% |
| Participant deferral / active EE | $1,752 | $4,693-62.7% | $3,985-56.0% | $6,401-72.6% |
| Admin fee / account holder | $585 | $9,132-93.6% | $6,835-91.4% | $11,429-94.9% |