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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,424 | $115,780+8.3% | $101,255+23.9% | $158,931-21.1% |
| Participation rate | 91.7% | 79.4%+12.3pp | 75.8%+15.9pp | 82.0%+9.7pp |
| Annual return | 6.33% | 56.14%-49.8pp | 46.48%-40.1pp | 302.86%-296.5pp |
| Employer contribution / active EE | $10,822 | $4,175+159.2% | $3,660+195.7% | $4,761+127.3% |
| Participant deferral / active EE | $5,832 | $4,958+17.6% | $4,370+33.4% | $5,982-2.5% |
| Admin fee / account holder | $23,140 | $7,246+219.4% | $5,946+289.2% | $11,247+105.7% |