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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,300 | $121,677-80.0% | $104,625-76.8% | $158,966-84.7% |
| Participation rate | 66.7% | 77.5%-10.9pp | 74.1%-7.4pp | 82.0%-15.3pp |
| Annual return | 15.11% | 465.58%-450.5pp | 340.60%-325.5pp | 302.95%-287.8pp |
| Employer contribution / active EE | $2,223 | $3,165-29.8% | $2,681-17.1% | $4,762-53.3% |
| Participant deferral / active EE | $2,831 | $4,175-32.2% | $3,738-24.3% | $5,983-52.7% |
| Admin fee / account holder | $2,811 | $7,777-63.9% | $6,465-56.5% | $11,250-75.0% |