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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,474 | $165,361-26.5% | $149,715-18.9% | $158,950-23.6% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 0.74% | 348.24%-347.5pp | 276.66%-275.9pp | 302.91%-302.2pp |
| Employer contribution / active EE | $2,512 | $5,103-50.8% | $4,645-45.9% | $4,762-47.2% |
| Participant deferral / active EE | $7,681 | $7,182+7.0% | $6,842+12.3% | $5,983+28.4% |
| Admin fee / account holder | $16,465 | $10,808+52.3% | $9,310+76.9% | $11,248+46.4% |