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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,115 | $93,598+76.4% | $135,974+21.4% | $75,173+119.6% |
| Participation rate | 89.6% | 75.2%+14.4pp | 81.9%+7.7pp | 67.2%+22.4pp |
| Annual return | 13.74% | 30.89%-17.1pp | 68.30%-54.6pp | 160.72%-147.0pp |
| Employer contribution / active EE | $7,680 | $3,538+117.1% | $4,859+58.1% | $2,671+187.5% |
| Participant deferral / active EE | $14,594 | $6,405+127.8% | $7,760+88.1% | $4,126+253.7% |
| Admin fee / account holder | $13,517 | $6,978+93.7% | $10,767+25.5% | $5,651+139.2% |