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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,323 | $148,629+10.6% | $135,982+20.8% | $139,487+17.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 27.03% | 79.33%-52.3pp | 68.32%-41.3pp | 373.84%-346.8pp |
| Employer contribution / active EE | $3,503 | $5,247-33.2% | $4,859-27.9% | $4,755-26.3% |
| Participant deferral / active EE | $8,739 | $8,102+7.9% | $7,760+12.6% | $6,713+30.2% |
| Admin fee / account holder | $622 | $12,406-95.0% | $10,767-94.2% | $11,407-94.6% |