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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,189 | $138,114-9.4% | $125,391-0.2% | $134,545-7.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -29.95% | 750.88%-780.8pp | 572.41%-602.4pp | 418.37%-448.3pp |
| Employer contribution / active EE | $3,579 | $5,246-31.8% | $4,816-25.7% | $4,742-24.5% |
| Participant deferral / active EE | $8,913 | $7,801+14.3% | $7,448+19.7% | $6,401+39.2% |
| Admin fee / account holder | $1,836 | $11,570-84.1% | $10,009-81.7% | $11,431-83.9% |