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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,455 | $160,040+17.8% | $147,096+28.1% | $145,877+29.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 20.02% | 98.49%-78.5pp | 419.75%-399.7pp | 551.28%-531.3pp |
| Employer contribution / active EE | $3,173 | $5,289-40.0% | $4,936-35.7% | $4,663-32.0% |
| Participant deferral / active EE | $7,440 | $8,429-11.7% | $8,071-7.8% | $6,691+11.2% |
| Admin fee / account holder | $1,128 | $15,050-92.5% | $13,005-91.3% | $13,402-91.6% |