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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,623 | $180,459-89.1% | $154,108-87.3% | $135,380-85.5% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -5.27% | 888.21%-893.5pp | 735.21%-740.5pp | 519.81%-525.1pp |
| Employer contribution / active EE | $10,552 | $6,035+74.8% | $5,298+99.2% | $4,779+120.8% |
| Participant deferral / active EE | $2,252 | $5,806-61.2% | $5,081-55.7% | $5,609-59.9% |
| Admin fee / account holder | $314 | $16,145-98.1% | $13,411-97.7% | $10,828-97.1% |