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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,065 | $135,956-81.6% | $123,894-79.8% | $273,972-90.9% |
| Participation rate | 81.8% | 84.1%-2.2pp | 81.4%+0.4pp | 83.0%-1.2pp |
| Annual return | 2.11% | 56.63%-54.5pp | 47.52%-45.4pp | 41.46%-39.3pp |
| Employer contribution / active EE | $3,261 | $5,170-36.9% | $4,617-29.4% | $4,869-33.0% |
| Participant deferral / active EE | $2,263 | $6,343-64.3% | $5,984-62.2% | $5,287-57.2% |
| Admin fee / account holder | $19,665 | $9,817+100.3% | $8,357+135.3% | $10,133+94.1% |