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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $457,558 | $199,109+129.8% | $173,730+163.4% | $154,746+195.7% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 11.64% | 20.02%-8.4pp | 19.96%-8.3pp | 172.34%-160.7pp |
| Employer contribution / active EE | $16,307 | $5,311+207.0% | $4,577+256.2% | $4,379+272.4% |
| Participant deferral / active EE | $13,970 | $7,113+96.4% | $6,326+120.8% | $6,730+107.6% |
| Admin fee / account holder | $118,627 | $20,916+467.2% | $17,523+577.0% | $14,365+725.8% |