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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $590,954 | $152,619+287.2% | $125,195+372.0% | $152,909+286.5% |
| Participation rate | 92.9% | 83.3%+9.5pp | 79.8%+13.1pp | 82.5%+10.4pp |
| Annual return | 16.79% | 54.85%-38.1pp | 43.79%-27.0pp | 345.46%-328.7pp |
| Employer contribution / active EE | $0 | $4,947-100.0% | $3,866-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $11,533 | $5,869+96.5% | $4,937+133.6% | $5,851+97.1% |
| Admin fee / account holder | $21,823 | $13,437+62.4% | $9,704+124.9% | $11,601+88.1% |