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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,107 | $81,668-52.1% | $58,507-33.2% | $139,487-72.0% |
| Participation rate | 50.0% | 61.3%-11.3pp | 50.9%-0.9pp | 80.3%-30.3pp |
| Annual return | 24.16% | 7430.07%-7405.9pp | 4252.32%-4228.2pp | 373.84%-349.7pp |
| Employer contribution / active EE | $996 | $1,398-28.7% | $1,053-5.4% | $4,755-79.0% |
| Participant deferral / active EE | $1,467 | $2,554-42.6% | $1,922-23.7% | $6,713-78.1% |
| Admin fee / account holder | $731 | $3,212-77.2% | $2,486-70.6% | $11,407-93.6% |