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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,784 | $110,629-74.0% | $80,784-64.4% | $167,553-82.8% |
| Participation rate | 66.7% | 64.0%+2.7pp | 54.2%+12.5pp | 82.1%-15.4pp |
| Annual return | 14.23% | 120.58%-106.4pp | 87.31%-73.1pp | 478.89%-464.7pp |
| Employer contribution / active EE | $1,758 | $1,543+13.9% | $1,160+51.5% | $4,840-63.7% |
| Participant deferral / active EE | $2,030 | $2,871-29.3% | $2,145-5.4% | $6,343-68.0% |
| Admin fee / account holder | $1,869 | $4,547-58.9% | $3,380-44.7% | $12,316-84.8% |