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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,207 | $106,280-73.5% | $96,538-70.8% | $139,487-79.8% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 8.80% | 38.48%-29.7pp | 35.74%-26.9pp | 373.84%-365.0pp |
| Employer contribution / active EE | $2,655 | $4,107-35.4% | $3,740-29.0% | $4,755-44.2% |
| Participant deferral / active EE | $4,045 | $5,457-25.9% | $4,880-17.1% | $6,713-39.7% |
| Admin fee / account holder | $14,697 | $7,888+86.3% | $6,737+118.1% | $11,407+28.8% |