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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,523 | $65,367-51.8% | $92,915-66.1% | $72,976-56.8% |
| Participation rate | 95.1% | 68.3%+26.8pp | 76.0%+19.1pp | 69.5%+25.6pp |
| Annual return | 12.51% | 42.11%-29.6pp | 109.45%-96.9pp | 81.02%-68.5pp |
| Employer contribution / active EE | $2,356 | $2,594-9.2% | $3,653-35.5% | $2,440-3.4% |
| Participant deferral / active EE | $2,791 | $3,128-10.8% | $4,238-34.1% | $3,608-22.6% |
| Admin fee / account holder | $13,712 | $4,251+222.5% | $5,796+136.6% | $5,124+167.6% |