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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,486 | $105,623-66.4% | $87,502-59.4% | $273,972-87.0% |
| Participation rate | 100.0% | 78.2%+21.8pp | 73.8%+26.2pp | 83.0%+17.0pp |
| Annual return | -1.34% | 12.26%-13.6pp | 12.21%-13.6pp | 41.46%-42.8pp |
| Employer contribution / active EE | $3,110 | $3,141-1.0% | $2,550+22.0% | $4,869-36.1% |
| Participant deferral / active EE | $2,407 | $3,601-33.2% | $3,149-23.6% | $5,287-54.5% |
| Admin fee / account holder | $618 | $4,781-87.1% | $4,221-85.4% | $10,133-93.9% |