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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,972 | $183,592-30.3% | $155,574-17.7% | $145,877-12.3% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 8.04% | 61.37%-53.3pp | 64.87%-56.8pp | 551.28%-543.2pp |
| Employer contribution / active EE | $5,632 | $5,317+5.9% | $4,676+20.4% | $4,663+20.8% |
| Participant deferral / active EE | $667 | $6,466-89.7% | $5,629-88.1% | $6,691-90.0% |
| Admin fee / account holder | $1,586 | $19,316-91.8% | $15,914-90.0% | $13,402-88.2% |