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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,414 | $175,231-35.8% | $149,696-24.9% | $139,466-19.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 9.11% | 166.77%-157.7pp | 134.46%-125.3pp | 373.66%-364.6pp |
| Employer contribution / active EE | $6,839 | $5,478+24.8% | $4,821+41.9% | $4,754+43.9% |
| Participant deferral / active EE | $941 | $6,521-85.6% | $5,682-83.4% | $6,712-86.0% |
| Admin fee / account holder | $21,209 | $16,155+31.3% | $13,212+60.5% | $11,409+85.9% |