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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,972 | $183,539-30.3% | $155,556-17.7% | $145,897-12.3% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 8.04% | 61.31%-53.3pp | 64.84%-56.8pp | 552.29%-544.3pp |
| Employer contribution / active EE | $5,632 | $5,315+5.9% | $4,675+20.4% | $4,663+20.8% |
| Participant deferral / active EE | $667 | $6,467-89.7% | $5,631-88.2% | $6,689-90.0% |
| Admin fee / account holder | $1,586 | $19,275-91.8% | $15,885-90.0% | $13,390-88.2% |