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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,842 | $93,598-61.7% | $135,974-73.6% | $75,173-52.3% |
| Participation rate | 83.3% | 75.2%+8.1pp | 81.9%+1.4pp | 67.2%+16.1pp |
| Annual return | 13.92% | 30.89%-17.0pp | 68.30%-54.4pp | 160.72%-146.8pp |
| Employer contribution / active EE | $1,805 | $3,538-49.0% | $4,859-62.8% | $2,671-32.4% |
| Participant deferral / active EE | $2,433 | $6,405-62.0% | $7,760-68.7% | $4,126-41.0% |
| Admin fee / account holder | $944 | $6,978-86.5% | $10,767-91.2% | $5,651-83.3% |