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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,659 | $82,678-65.3% | $125,391-77.1% | $68,490-58.2% |
| Participation rate | 80.4% | 75.1%+5.4pp | 82.4%-1.9pp | 67.9%+12.5pp |
| Annual return | -15.57% | -5.97%-9.6pp | 572.41%-588.0pp | -7.85%-7.7pp |
| Employer contribution / active EE | $1,738 | $3,382-48.6% | $4,816-63.9% | $2,597-33.1% |
| Participant deferral / active EE | $2,519 | $6,111-58.8% | $7,448-66.2% | $4,028-37.5% |
| Admin fee / account holder | $619 | $6,277-90.1% | $10,009-93.8% | $5,403-88.5% |