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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $14,005 |
CETERA ADVISOR NETWORKS LLC2 years Filed as: CETERA INVESTMENT ADVISERS LLC Service code 27 · EIN 36-3258176 | Advisory (Plan) | $11,849 |
Service code 15 · EIN 86-2963468 | Recordkeeping | $11,250 |
Service code 27 · EIN 26-4311657 | Advisory (Plan) | $583 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,426 | $80,748-82.1% | $102,383-85.9% | $74,429-80.6% |
| Participation rate | 88.6% | 65.7%+22.9pp | 74.5%+14.0pp | 67.2%+21.3pp |
| Annual return | 15.31% | 27.57%-12.3pp | 24.94%-9.6pp | 1368.38%-1353.1pp |
| Employer contribution / active EE | $3,682 | $3,159+16.6% | $3,870-4.9% | $2,625+40.3% |
| Participant deferral / active EE | $2,270 | $3,861-41.2% | $5,060-55.1% | $4,348-47.8% |
| Admin fee / account holder | $244 | $2,371-89.7% | $8,391-97.1% | $1,944-87.5% |