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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,472 | $166,131+6.8% | $164,975+7.6% | $145,877+21.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 14.12% | 100.37%-86.2pp | 70.12%-56.0pp | 551.28%-537.2pp |
| Employer contribution / active EE | $24,691 | $5,276+368.0% | $4,343+468.6% | $4,663+429.5% |
| Participant deferral / active EE | $15,250 | $6,962+119.0% | $6,033+152.8% | $6,691+127.9% |
| Admin fee / account holder | $5,694 | $16,648-65.8% | $12,688-55.1% | $13,402-57.5% |